Frequently Asked Questions

Q1. What type of mortgages are there?
  • First Time Buyer
  • Owner Occupier
  • Switcher Mortgages
  • Buy to Let Mortgages
Q2. How do I apply for a mortgage and what do I need?

  • Check out our new Mortgage Guide. Available for free download.
  • Contact MC Financial for independent advice
Q3. What are the extra fees in getting a mortgage?
  • Stamp Duty
  • Legal Fees
  • Surveyors Fees
  • Valuation Fees
  • Mortgage Protection
  • Home Insurance
Q4. What rates are available?
  • Fixed
  • Variable
  • Split
Q5. Why choose a Financial Broker over using a bank?
  • Brokers will give best quotes and compare the market
  • Banks will only quote you their own rates etc.
  • Brokers do all the leg work for you
  • Banks leave you to look after paper work and to chase own queries/updates
  • Brokers can get you your mortgage approved faster due to dedicated departments assigned to Brokers.
  • MC Financial will update you when your policies are up for review and will search the best quote and will have special offers running.
Q6. Why choose MC Financial?
  • We deal directly with the bank at all times
  • Compare the rates of all the banks and send you info
  • We can secure approval for difficult applications due to our knowledge and experience with all the banks
  • We are very accessible to our clients by all modes of contact and can meet in persons home.
  • We pride ourselves in building a great relationship with our clients and will stand by them through the whole process.

Put Yourself in Professional Hands

Book a Mortgage Consultation

Please call us on 01 822 8022 or fill in this form and we will get back to you as soon as possible.


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